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What is a title search?

The purpose of the title search is: To verify the seller’s right to transfer ownership. To discover any claims, errors, assessments, debts or other restrictions on the property. According to the American Land Title Association, title companies find and fix…

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Proof of funds

Sellers often require proof of funds from a home buyer who is obtaining a mortgage. They sometimes want to see evidence that the buyer actually has a down payment and / or closing costs before agreeing to sell to that…

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Things Not to Do Before Purchasing a Home

No Major Purchase of Any Kind Review the article titled, “Don’t Buy a Car,” and apply it to any major purchase that would create debt of any kind. This includes furniture, appliances, electronic equipment, jewelry, vacations, expensive weddings… …and automobiles,…

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Contingencies in Sales contracts

If you are buying a home, it is important to understand where and how contingencies come into play in a sales contract. In short, every sales contract will include its share of contingency clauses. Some of these clauses are designed…

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All About Home Inspections

When purchasing a home, it is easy to get overwhelmed by the entire process. Not only do you have to find a qualified real estate agent to assist with the process, but you will also need to work with a…

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